When you retire, it’s important to have a plan for your future. Many people think that retiring abroad is the best way to do this. But there are a few things you should consider before making that decision.

First, your retirement may be different in each country. Second, the culture here may not be as conducive to retirement as it is in your home country. Third, you may not be eligible for the same benefits and services as in your home country.

Finally, if you want to live alone or with others in your retirement community, you will need to make sure you have enough money saved to cover your needs.

It can be difficult to retire in a foreign country. There are several things you should consider before making the decision, including the type of retirement package available and the culture of the country. If you want to retire in a foreign country and make the most of your experience, it’s important to do some research first.

Prevention and health

Consider what you will need while traveling. Medications and food are crucial if you depend on them, but habits and needs are equally important. Talk to your primary care physician about your circumstances. This contact may be valuable in the future.

If you live in a tropical environment, determine how fit you are for that climate. Remember that you will need to adjust to a new temperature, a new daily routine, and possibly a different time zone and circumstances (e.g., no regular seasons or long, dark winters).
Moving to a new country is stressful for both the body and the mind. Large fluctuations in climate have an impact on health. Even a summer that lasts all year can be uncomfortable. It is important to find out in advance about health issues in the host country. Vaccinations should be done in your own country.

Language skills

Knowledge of the local language is essential for successful integration in the host country. Authorities and administrative procedures are difficult to manage without the necessary knowledge.

Knowledge of the local language is called a “door opener” everywhere in the world! It is an advantage to be able to communicate when shopping, talking to neighbors, working with craftsmen and visiting the doctor or dentist.

In many countries, the ability to communicate in a foreign language (e.g., English) is limited to major cities and tourist destinations. In rural areas, foreign languages are rarely, if ever, spoken. In Switzerland, there are several providers of language courses for people over 50.

Familiarize yourself with the culture of your destination

You may be surprised to learn that many retirement destinations offer generous benefits and a low cost of living. It’s important to learn about your options before making a decision. Familiarizing yourself with the culture of your destination can help you find the right type of retirement that suits your needs and interests.

Consider your financial situation

Remember that retirement is a time of change and opportunity. As you think about what you want to do with your years, you may wonder about the best way to retire abroad. There are many factors to consider, but here are a few tips for success:
Make sure you have enough money saved. This is especially important if you plan to retire on a shoestring budget.
Consider what lifestyle you want to maintain after retirement. Do you want to live in a city or at the beach? What kind of food do you eat? What kind of transportation will you need? These questions will help you determine what type of retirement best suits your needs and interests.

Additional thoughts and considerations to make before retiring abroad:

What is the standard of medical care?
Is it possible to get in touch with doctors? Do you offer house calls? How can I reach them in an emergency?
Is there a decent hospital? Are surgical treatments available there, or will I have to travel home for major surgery?
Do I have adequate insurance? Or do I qualify for comprehensive health and accident insurance and have the financial means to do so?
If possible, visit the hospital’s facilities in advance.

What are my options if my health no longer allows me to live independently? Is on-site care available? Do I have a cash reserve for such cases?

Who can I turn to in an emergency?

Now you know what needs should be at the forefront of your mind if you want to spend your retirement abroad. After all, retiring in a foreign country comes with many challenges.

Are you still unsure about retiring outside Switzerland? Then we will be happy to help you. All you have to do is send us a message – we will reply as soon as possible.